ABOUT SETTLEMENTS

Fast and reliable payment settlements.

When customers pay by card, your funds are processed through secure global infrastructure and settled directly to your business bank account.

Powered by Fiserv payment infrastructure.

How settlement works

1

Customer pays

A customer completes a payment using Visa, Mastercard, Amex, JCB or other supported card networks.

2

Transaction is processed

The payment is securely processed through Sambapay’s infrastructure powered by Fiserv.

3

Funds are reconciled

Transactions are verified and reconciled through the payment network.

4

Funds are transferred to your bank

The settled amount is transferred to your business bank account.

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Standard settlement timeframe

Most transactions settle within 1–2 business days, depending on the card network and issuing bank.

Factors that may influence settlement timing:

  • Card network processing times
  • Bank clearing cycles
  • Weekends and public holidays
  • Merchant onboarding configuration

Daily Transaction Reconciliation

Sambapay provides clear transaction visibility so you can easily track your sales and payouts.

You can receive:

  • Simple transaction summaries
  • Clear daily totals
  • Easy reconciliation with your sales
  • Transparent reporting structure
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Built on trusted payment infrastructure

Sambapay operates on infrastructure provided by a Fortune 500 financial technology company processing billions of transactions globally every year.

This infrastructure is trusted by banks, financial institutions and millions of merchants worldwide.

Supported payment methods

Questions about settlements

Sambapay is a Singapore-based POS payments company and an authorized Independent Sales Organization of Fiserv, a Fortune 500 global payment infrastructure provider. We combine local service with world-class processing technology.

Sambapay is a Singapore-based POS payments company and an authorized Independent Sales Organization of Fiserv, a Fortune 500 global payment infrastructure provider. We combine local service with world-class processing technology.

Sambapay is a Singapore-based POS payments company and an authorized Independent Sales Organization of Fiserv, a Fortune 500 global payment infrastructure provider. We combine local service with world-class processing technology.

Sambapay is a Singapore-based POS payments company and an authorized Independent Sales Organization of Fiserv, a Fortune 500 global payment infrastructure provider. We combine local service with world-class processing technology.

Sambapay is a Singapore-based POS payments company and an authorized Independent Sales Organization of Fiserv, a Fortune 500 global payment infrastructure provider. We combine local service with world-class processing technology.

Still have questions?

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LAUNCHING 2026

We are currently preparing our launch in Singapore.

If you are a business owner looking for a modern payment solution, we would love to speak with you.

Join the early merchant list to speak with our team and get ready for launch.
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